If you plan to buy your first home, you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be… [Read More]
First-Time Homebuyer Success Keys
Buying your first home is an exciting decision and a significant milestone that can change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years: “Since 2011,… [Read More]
Tax Refund for Homebuying Goals
Are you planning to purchase a home this year and have been diligently saving for it? You are probably aware of the numerous expenses that come with it, including the down payment and closing costs. However, the good news is that your tax refund can serve as financial aid toward achieving your goals by covering… [Read More]
Debunking the Myth of the 20% Down Payment
Are you preparing to buy your first home? Saving up for the purchase is natural, but many prospective homebuyers worry about the down payment. The common misconception is that a 20% down payment is necessary to buy a home, but this is only sometimes the case. According to Freddie Mac, almost a third of potential… [Read More]
Financial Fundamentals for Homebuyers
Are you prepping to buy your first home? If so, one of the steps you should take early on is to ensure you’re financially ready for your purchase. Here are a few financial fundamentals you’ll need to focus on as you buy a home. Build Your Credit Your credit is one element that helps determine which… [Read More]
Taking the Fear out of Saving for a Home
If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is to understand some of the costs you might encounter. And to do that, turn to trusted real estate professionals…. [Read More]
Determine Your Mortgage Rate🏡💰
If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but rates have risen dramatically this year. If you’re looking for ways to combat today’s higher rates and lock… [Read More]