Chuncey Foreman Denver Colorado Realtor & Real Estate

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3 Factors That Affect Home Affordability

January 25, 2023 By Chuncey Foreman

If you’ve followed the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors determining housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares: “. . . with slowly improving affordability and a more optimistic economic… [Read More]

Goals in the Housing Market This Year

January 2, 2023 By Chuncey Foreman

If buying or selling a home is part of your dreams for 2023, you need to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation greatly impacted the economy, the housing market, and your wallet. That’s… [Read More]

Housing Market Expectations in 2023🏡

December 21, 2022 By Chuncey Foreman

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year…. [Read More]

Mortgage Rates Are Dropping📉

December 19, 2022 By Chuncey Foreman

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), explains it well… [Read More]

Mortgage Rates Will Come Down

November 21, 2022 By Chuncey Foreman

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. This is because the average 30-year fixed mortgage rate has doubled this year, severely limiting consumer homebuying power. And this month, the average rate for… [Read More]

Mortgage Rates and Home Prices🏡💰

November 9, 2022 By Chuncey Foreman

Now that the end of 2022 is within sight, you may be wondering what will happen in the housing market next year and what that may mean if you’re considering buying a home. Here’s a look at the latest expert insights on mortgage rates and home prices so you can make your best move possible…. [Read More]

Key Factors Affecting Home Affordability

November 7, 2022 By Chuncey Foreman

Whenever there’s a news segment about the housing market, we hear about the affordability challenges buyers face today. But, unfortunately, those headlines are focused on how much mortgage rates have climbed this year. And while its accurate rates have risen dramatically, it’s important to remember they aren’t the only factor in the affordability equation. Here… [Read More]

Exploring the Housing Recession

October 28, 2022 By Chuncey Foreman

Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than ever. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild, and the economy would rebound quickly. As the 2022 CEO Outlook from… [Read More]

Determine Your Mortgage Rate🏡💰

October 12, 2022 By Chuncey Foreman

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but rates have risen dramatically this year. If you’re looking for ways to combat today’s higher rates and lock… [Read More]

Questions Every Homebuyer Should Ask

October 7, 2022 By Chuncey Foreman

Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have increased dramatically since the beginning of the year. This leaves some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no… [Read More]

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